The mortgage market is highly specialised, with many different banks and other financial institutions constantly varying their offers of loans. Accordingly, we realise that we cannot be the experts in all matters. We shall be pleased to put you in contact with a selection of mortgage brokers who are constantly in contact with the banks and other financial institutions. The brokers know their requirements and their way of working and can speed the paperwork considerably. They often obtain much better terms of loan than an individual negotiating unassisted. Many have contacts with UK and other Northern European banks and can obtain loans from these if that is the best solution for an individual.